The Saudi Central Bank (SAMA) said that this milestone indicates an annual growth rate of 9.6 percent, equivalent to an increase of over SR291.9 billion compared with the same period in 2025, when total bank credit stood at nearly SR3.042 trillion.
SAMA’s monthly statistical bulletin showed that bank credit grew by 0.5 percent on a monthly basis at the end of February, increasing by more than SR15.6 billion compared with the end of January this year, when it stood at around SR3.319 trillion.
The report also outlined the distribution of bank credit across a vast array of economic activities, spotlighting its pivotal role in boosting broad-based and sustainable economic growth, while also advancing the ambitions objectives of the Saudi Vision 2030 by bolstering the financing ecosystem and broadening investment across key strategic sectors.
The data demonstrated that long-term bank credit (maturing in more than three years) represented the largest share of total lending at 48.6 percent, amounting to SR1.622 trillion.
Meanwhile, short-term credit (with maturities of less than one year) accounted for 37.7 percent, reaching SR1.257 trillion.
As for medium-term credit (one to three years), it basically represented 13.7 percent, with a value of approximately SR456 billion.
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