The Saudi Central Bank (SAMA) announced that electronic payments accounted for 85% of total retail transactions in 2025, marking a remarkable increase from 79% in 2024, according to the Saudi Gazette.
This milestone reflects the ongoing expansion of national payment systems, with electronic transactions rising to 14.6 billion in 2025, up from 12.6 billion in 2024.
SAMA noted that this progress was driven by rising transaction volumes through the Mada payment system, particularly across point-of-sale and e-commerce channels, alongside continued growth in other national payment platforms.
This increase stands as a testament to the broadening adoption of electronic payment and its deepening role in everyday transactions.
In recent years, Saudi Arabia has experienced rapid growth in the adoption of electronic payment methods, supported by sustained efforts led by SAMA in collaboration with the financial sector to diversify payment options and drive the development of the payments ecosystem.
In line with the Saudi Vision 2030, these efforts seek to reduce reliance on cash and advance the shift toward digital payments.
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